State Bank of Scotia

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Interest Rates

Type of AccountInterest RateAnnual Percentage
Yield (APY)
Minimum Opening
Deposit
Minimum Balance
to Obtain APY
Certificates of Deposit
91 Day CD2.850%2.880%$1,000.00$1,000.00
2.900%2.930%$25,000.00
2.950%2.980%$50,000.01
182 Day CD3.000%3.030%$1,000.00$1,000.00
3.050%3.090%$25,000.00
3.100%3.140%$50,000.01
12 Month CD3.250%3.290%$1,000.00$1,000.00
3.300%3.340%$25,000.00
3.350%3.390%$50,000.01
18 Month CD
3.500%3.550%$1,000.00$1,000.00
3.600%3.650%$25,000.00
3.750%3.800%$50,000.01
30 Month CD
3.750%3.800%$1,000.00$1,000.00
3.800%3.850%$25,000.00
3.850%3.910%$50,000.01
Individual Retirement Accounts (IRA)
IRA1.600%1.610%$0.00$0.01*
Savings
Savings0.750%0.750%$0.00$0.01*
SNA0.250%0.250%$0.00$0.01*
Checking
NOW0.250%0.250%$1,000.00$0.01*

Effective Date: August 23, 2022

Certificates of Deposit:
Penalty may be imposed for early withdrawal on Certificates of Deposit.

Variable Rate Accounts:
NOW, Super NOW, Savings and IRA accounts are variable rate. Rates may change after the account is opened. Fees may reduce earnings.

*Daily Balance:
The amount of the principal in the account each day.

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104 S Main Street
Scotia, NE 68875

M-F: 8:45 AM–4:15 PM
Sat: 8:45 AM–Noon

(308) 245-4201

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