| Type of Account | Interest Rate | Annual Percentage Yield (APY) | Minimum Opening Deposit | Minimum Balance to Obtain APY |
|---|---|---|---|---|
| Certificates of Deposit | ||||
| 91 Day CD | 2.800% | 2.830% | $1,000.00 | $1,000.00 |
| 2.850% | 2.880% | $25,000.00 | ||
| 2.900% | 2.930% | $50,000.01 | ||
| 182 Day CD | 2.800% | 2.830% | $1,000.00 | $1,000.00 |
| 2.850% | 2.880% | $25,000.00 | ||
| 2.900% | 2.930% | $50,000.01 | ||
| 12 Month CD | 3.250% | 3.290% | $1,000.00 | $1,000.00 |
| 3.300% | 3.340% | $25,000.00 | ||
| 3.350% | 3.390% | $50,000.01 | ||
| 18 Month CD | 3.250% | 3.290% | $1,000.00 | $1,000.00 |
| 3.300% | 3.340% | $25,000.00 | ||
| 3.350% | 3.390% | $50,000.01 | ||
| 30 Month CD | 2.850% | 2.880% | $1,000.00 | $1,000.00 |
| 2.900% | 2.930% | $25,000.00 | ||
| 2.950% | 2.980% | $50,000.01 | ||
| Individual Retirement Accounts (IRA) | ||||
| IRA | 1.600% | 1.610% | $0.00 | $0.01* |
| Savings | ||||
| Savings | 0.750% | 0.750% | $0.00 | $0.01* |
| SNA | 0.250% | 0.250% | $0.00 | $0.01* |
| Checking | ||||
| NOW | 0.250% | 0.250% | $1,000.00 | $0.01* |
Effective Date: July 13, 2023
Certificates of Deposit:
Penalty may be imposed for early withdrawal on Certificates of Deposit.
Variable Rate Accounts:
NOW, Super NOW, Savings and IRA accounts are variable rate. Rates may change after the account is opened. Fees may reduce earnings.
*Daily Balance:
The amount of the principal in the account each day.
