| Account Reconciliation (Waived if bank error) | $15.00/hour |
| Account Research | $20.00/hour + $.50 per page |
| ATM Charge (inquiry, transfer, or withdrawal) | $2.00 |
| Cashier's Check | $5.00 |
| Deposited checks return unpaid | $5.00 |
| Direct check collection fee | $5.00 |
| Dormant Account Quarterly Fee* | $5.00 |
| Fax | $1.00/page |
| Garnishment | $20.00 |
| Levies | $20.00 |
| Money Order | $2.00 |
| NSF Fee(s) each*** | $25.00 |
| Overdraft Fee(s) each** | $25.00 |
| Replace lost debit card | $5.00 |
| Savings Account debit transactions in excess of 6 per month. | $.25 each |
| Stop Payments and "Hot" Card Fee | $10.00 |
| Wire Transfers - Incoming | $15.00 |
| Wire Transfers - Outgoing | $15.00 |
*An account is considered dormant if for 12 months no withdrawals or deposits, other than credited interest, have been made to the account and we have received no communication from you about the account.
** Created by check, in-person, W/D electronic means (except ATM or Visa debit), misc debit, loan payments
**An overdraft Fee(s) of $25.00 per item, with a maximum charge of $100.00 per day, could be charged if an item drafted by you or a transaction you set up (such as a preauthorized transfer) is presented for payment in an amount that is more than the amount of money available in your acct, and we decide to pay the item or transaction, you agree that we can charge you an Overdraft fee for paying the payment. The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, recurring POS withdrawal, or other electronic means. (Except ATM or VISA Debit).
***An NSF Fee(s) of $25.00 per item per presentment, with a maximum charge of $100.00 per day, could be charged if an item drafted by you or a transaction you set up is presented for payment in an amount that is more than the amount of money available in your account and we decide not to pay the item or transaction. You agree that we can charge you an NSF fee for not paying the payment. Be aware that such an item or payment may be presented multiple times. We do not monitor or control the number of times a transaction is presented for payment. You agree that we may charge you an NSF fee(s) each time a payment is presented if the amount of money available in your account is not sufficient to cover the payment, regardless of the number of times the payment is presented. The categories of transactions for which an NSF Fee(s) may be imposed are those by any of the following means: check, recurring POS withdrawal, or other electronic means. (Except ATM or VISA Debit).
